Sharon Coatalen


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07974 642013

Interested in equity release?

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Working with the UK's leading providers:

We only deal with lenders approved by the Equity Release Council:

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Hi, I’m Sharon Coatalen a qualified equity release specialist based in Westcliff, Southend, Essex and the surrounding areas.

I provide professional equity release advice to those aged 55 and above. I have 19 years of financial services experience and believe I have now found my niche helping my clients achieve their retirement dreams.

Many of my clients now find that releasing some of the wealth from their home can help with things such as: home improvements, paying off existing mortgages, clearing debts, dream holidays, second homes, school fees and helping with children’s house deposits.

Modern Lifetime Mortgages stand at the forefront of financial planning by providing access to tax free capital to spend as required with no repayments required during your lifetime unless you choose to, and whilst you retain full home ownership.

I work with Responsible Equity Release who are an award-winning name in equity release. I’d like to discuss with you the features and savings of the different plans that Responsible have extensively sourced and negotiated on your behalf from providers who include names such as Aviva, Just Retirement, Liverpool Victoria, Legal & General, Hodge Lifetime, More 2 Life, One Family, Pure Retirement and Canada Life.

My Service to You

I offer an initial meeting/discussion either by telephone or face to face without obligation and without charge. Together, we would work through the following:

  • Whether equity release is a suitable route for you now or possibly later.
  • I’ll explain in full how equity release works and its impact on you & others.
  • Discuss all alternatives and provide access to these options if needed.
  • My recommendation will be based on your needs.
  • If the recommended route is to proceed with an arrangement, then you will be presented with a Key Facts Illustration (a client specific illustration).
  • If you are fully happy to proceed, I will help you with the application process.
  • When an application is completed, you will receive a suitability letter that will fully explain why the Equity Release product has been chosen.

If you wish to ask initial questions or discuss equity release without obligation then feel free to call me on

07974 642013

or alternatively email me via

We offer Lifetime Mortgages from the whole of market from lenders approved by the Equity Release Council

Choosing the right company to help you release money from your home is important. We pride ourselves on service and maintain a reputation for offering lifetime mortgages from the whole of market, from lenders approved by the Equity Release Council.

This means we are unbiased and work for you and you alone, it doesn't matter to us which of the lenders we recommend, as long as it is the right one.


Sharon Coatalen is everything a Financial Adviser should be

Sharon Coatalen is everything a Financial Adviser should be, professional, extremely knowledgeable and with a reassuring attitude that puts your mind at ease. Everything was explained to us and the fact that Sharon was available at any time to answer any questions we had made the whole process easy. We would recommend Sharon to anyone without hesitation. Thank you.

Mr. and Mrs. Seward

The process was much easier than expected

The process was much easier than expected, the professional advice we had from Sharon was very helpful and made it easier, we have no hesitation to recommend the services to others

Mr Tapuni

Sharon Coatalen was helpful and contactable

Sharon Coatalen was helpful and contactable throughout the whole process and was able to get us the very best deal that met all our requirements. We would recommend her services to anyone who wished to go through the equity release system.

Mr Gardner

We would not hesitate to recommend

Because it was a big decision trying to fund retirement & old age we took a long time to check out as much information as we could. We saw many other equity release scheme advisors & none managed to give full information or advice that our advisor Sharon Coatalen from Responsible Equity Release did. Her advice was spot on everything she said was relevant & backed up what we had learnt ourselves & more. Sharon kept us informed &kept in touch totally throughout the process which was both carried out with the minimum of fuss & very speedily led to our paperwork being received &accepted & payment followed with absolutely no delays. We chose Responsible Equity Release because of what they offered which is very good friendly professional advice & excellent service but primarily because of the excellent knowledge of our specialist Sharon Coatalen. A big thank you to both. We would not hesitate to recommend them to anyone seeking good accurate solid sensible & truthful advice on equity release.

Mr Kevin and Mrs Mags Aldred

She answered all our questions

We were very reassured by our local representative, Sharon Coatalan, when she visited us to discuss equity release. She answered all our questions in a professional manner as we had been considering equity release for some time. The whole process went very smoothly and Sharon was always available to guide us through the application. We are now looking forward to some home improvements, a new car and an exotic holiday. A great service

Barry Porter

A foreword from our founder

Equity release has come a long way since regulation in 2007, as the UK's 55 + population seeks to take advantage of their biggest asset to fund their ambitions. We set up Responsible Equity Release to work with the growing number of people who want to use equity release as a sensible, responsible way to improve their lifestyle.

Lifelong aspirations, debt-clearance, income top-ups or family matters may be the reason you have enquired about equity release. Now it is time to see if equity release is the right way to achieve your aims.

Our mission is to simplify equity release and debunk the myths, without taking away any of the detail and information that will help you make your decision. We'll also bring our new moneysaving features to life using examples based on industry facts.

Yours faithfully,

Steven Wilkie MSc LLB
Executive Chairman